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Westcott Homes

Archive for the ‘Construction Process’ Category

Builder – Buyer FAQ’s

Tuesday, July 27th, 2010

We have compiled a list of our most frequently asked questions.  Find our answers to them here:

Q:  How will I be involved in the construction process of my new home?

A:  We have several Orientations and On-Site walks designed to involve you in our processes.  You will have:

A Homeowner Orientation that occurs within 1-2 weeks after Mutual Acceptance (30-45 min). This meeting covers:

  • The Purchasing Process
  • The Construction Process
  • Verification of your Home Personalization Selections
  • Your Warranty Information and Procedures
  • Who to Contact
  • And more

A Primary Walk, approximately 1 week before Close of Escrow (2 hr). This walk covers:

  • A full orientation of your finished home
  • A chance to inspect all finished surfaces before move-in
  • Homeowner maintenance orientation

Closing Walk, the day of or before closing (30 min). This walk provides you with a chance to inspect and sign-off on any punch-items from the Primary Walk.  It is our policy to not close homes with open items.

Q: What input do I have on the construction of my new home?

A:  We are a production home builder.  This means we have streamlined our processes and material orders well in advance, so that we can provide you a higher value product.  We have also planned for certain options to be available to you, but we are not capable of allowing variations beyond these predetermined options.

Q:  How does the Home Personalization Process work?

A:    For those homes that have options available for selection we ask that all options/selections are decided upon within 5-days of mutual agreement.  Your Westcott Homes Representative will go over your final selections at the time of your Home Owner Orientation.  Once the trusses are set on your home, some of the available options/selections will no longer be available for upgrading or changing, this list includes cabinetry, electrical, and mechanical upgrades. We must establish and adhere to cut-off dates for options to remain consistent with our homebuyers, vendors and trade partners, so options need to be confirmed as soon as possible.

Q:  Why don’t I have any options available to me?

A:  Please note that some houses will not have options available to select, depending on what stage of the build process the house is in at mutual acceptance.  Shortly after mutual agreement, you should receive a Buyer’s Resources Email which includes a spreadsheet indicating the stage of production your home is in on that particular date.  Also included are links to our website where you can find tons of helpful resources, tools and tidbits for you to utilize. Once the trusses are set on your home, some of the available options/selections will no longer be available for upgrading or changing, this list includes cabinetry, electrical, and mechanical upgrades. We must establish and adhere to cut-off dates for options to remain consistent with our homebuyers, vendors and trade partners, so options need to be confirmed as soon as possible.

Q.  I see that my foundation is complete.  I still have all options available to me, right?

A. Many options are still available, however, we must be made aware of any framing changes and/or exterior door upgrades immediately at mutual acceptance.  These changes may incur an option cost as well as a change order fee.

Q.  Why are cut-off times so early in the process for some items?

A. Please keep in mind that many of our options require a lead time of 6 to 8 weeks, therefore some cut-offs are quite early in the construction of your home.

Q.  May I hire someone to do work in my home while it is under construction for options that you don’t offer?

A. No. Due to insurance and warranty requirements, all work on the home must be completed by our trade partners.

Q.  There is something I’d like to add to my options, but I don’t see it listed on my options worksheet.  Can you provide the option?

A.  We always welcome suggestions, and our options offerings are updated two to three times annually.  Many times, these are based on our buyers’ suggestions, however typically only those options shown on our option selection lists are available.

Q.  What are the window sizes?  I want to purchase my widow coverings from someone other than your recommended supplier.

A.  Window dimensions can vary slightly, and we suggest that you arrange to measure each window or have your window treatment installer measure after sheetrock and millwork are completed.

Q.  What are the dimensions of the refrigerator opening?

A. The dimensions of this opening can vary slightly due to framing variations.  For an accurate measurement, we suggest you arrange an appointment with someone on the Site Sales Team to measure the opening after all hard surfaces and millwork is installed.

Q.  I have a “buyer bonus” as part of my contract.  May I apply this bonus to option purchases?

A.  If your contract states that you have seller provided financial assistance, you may apply all or part of these funds to your option purchases.  However, the 50% non-refundable deposit is still required if you choose to use bonus funds for option purchases and must be collected at the conclusion of your Homeowner Orientation.

Q.  If my options are added into my contract, my payment will go up.  May I pay cash instead?

A. The Excise Tax Division of the Washington State Sales Tax Department regulations prohibits the builder from collecting sales tax from the buyer, which in turn, disallows a cash payment option.  You may, however, pay down your options costs at closing to reduce the amount of your mortgage and payments. We suggest you discuss the various mortgage amounts and scenarios with your loan officer.

Q:  What will happen if I miss a walk?

A:  The Primary Walk can be rescheduled. However, this can delay the closing of your home. We need to give our construction team ample time to tend to the items you point out during this walk. You may wave the Primary walk which waves your right to generate a punch list on your home.

The Closing Walk cannot be rescheduled. This takes place on the closing date of your home and, if missed, can delay the closing of your home. Westcott Homes’ policy is to deliver a complete home to our buyers. A complete home cannot be verified by the buyer if this walk is missed.

Q:  Can someone attend a walk in my place?

A:  No. The only people that can attend a walk are those that are on the title. This is because there are documents that will need to be signed and only the buyer’s signatures are permitted. It is also encouraged that only the buyers attend these meetings to avoid any distractions to the buyers and those conducting the walk. This will allow the most information to be administered in the shortest amount of time.

Q: Am I allowed to visit my home during construction?

A:  Absolutely, but your future home is our place of business; unsupervised visits are a serious safety concern and are not allowed at any time.  We do hope you visit your future home during production but you must adhere to the following conditions:

  • Site visits times are by appointment only.  Please schedule with the Site Sales Team.
  • Must wear a hard hat at all times.
  • Must wear closed toe shoes.

Q:  Who is my primary point of contact?

A:  The Sales and Marketing Coordinator will be your primary point of contact for Home Personalization matters and all other concerns until Close of Escrow, at which point your Warranty Manager will become your primary point of contact.

Q:  What do I need to do if I decide to change my lender?

A:  You must inform us within 24 hours of any lender change.  We require this so that we can help you steer clear of any complications with the financing and closing processes.

Q:  If I call the builder with a question, how long will it take them to get back to me?

A:  It is the builder’s policy to return all email or phone communications within 1 business day.

Q:  When will I know if my house will receive a patio or deck in back, or a wooden front porch or aggregate concrete one?

A:  The builder makes this determination immediately prior to the rough grading.  This is necessary because this determination is based off of the finish height of the lot.

Q:  When will I know the closing date?

A:  The builder will provide you with a closing date approximately 30 days prior to closing.

Q:  When will I get the keys to my home?

A:  Keys will be released when the builder receives confirmation that your loan has funded and recorded.  This should happen on your closing date.

Have a question that is not on this blog entry?  Contact Us and tell us what questions you would like to have answered.

New Homeowner Orientation

Thursday, July 22nd, 2010

We recently decided that it was time to implement a new Homeowner Orientation program.  This new and exciting program has been developed to be a valuable asset to buyers going through the process of purchasing their home.  We know that buying a home is one of the most important milestones that you may undertake and want to make your experience as smooth and stress free as possible.

What Is the Homeowner Orientation?

The Homeowner Orientation is meant to take place within one week after mutual agreement on the purchase of a new home.  Home buyers will be contacted by our Sales and Marketing Coordinator to set up a 30 minute appointment to meet and discuss the sales and construction process with a Westcott Homes Representative.

At this meeting our representative will review many different items pertaining to the road map of building your new home.

  • Buyer’s Resources – helpful resources, tools and tidbits for home buyers to utilize throughout the purchasing and construction process of their home
  • FAQ’s Sheet – answers to many of the common questions asked by home buyers
  • Selections and Upgrades – Review
  • The Purchasing Process – lender information, closing procedures, buyer responsibilities
  • The Construction Process – timeline and construction updates, quality inspections, walks, etc.
  • Site Visits and Safety Regulations
  • Contacts – clarifying the buyer’s point of reference during each stage of the process
  • 2-10 Warranty information – quick overview

Our Goal

The intent of the Homeowner Orientation is to provide our buyers with the highest level of customer service and reliability as possible.  We understand that the home buying process can sometimes be overwhelming and confusing and that’s why we have created this new program.  Your Westcott Homes Representative will remain your point of reference throughout the entire sales and construction process of your new home.  This meeting will give you the opportunity to ask questions, discuss concerns and become informed about the Westcott way!

If you have any questions or would like to set up your Homeowner Orientation, please contact our Sales and Marketing Coordinator.

The Difference is Reliability

Wednesday, June 16th, 2010

When you purchase a new home from Westcott Homes you can rest assured that you are buying a home with the best new home warranty coverage available.  Buying a new home will probably be one of the largest investments you ever make and it is certainly one that you will want to protect.  With a 2-10 Home Buyers Warranty (2-10 HBW), Westcott Homes gives you the peace of mind that only comes from a builder that offers a warranty that not only protects your home but also your wallet.

Protecting You

2-10 HBW requires builders to undergo an extensive screening process, meet strict underwriting guidelines, and to abide by the terms of the program’s agreement.  In order to maintain the highest standards of quality in the building industry, 2-10 HBW homes must go through a series of careful inspections at critical stages of construction by qualified independent inspectors.

Coverage Matters

With the 2-10 HBW, you get coverage you can count on:

  • 10 full years of structural defect coverage for load-bearing components.
  • 2 full years of systems surety coverage against defects in wiring, piping and ductwork in electrical, plumbing, heating, cooling, ventilating and mechanical systems.
  • 1 full year of surety coverage against defects in workmanship and materials.
  • Less stress and time spent related to home repairs.
  • A fully-transferable warranty that increases the resale value of your home.

The Better Builder

Savvy homebuyers know that you should only consider buying a home from a builder who offers a 2-10 Home Buyers Warranty.  By offering a 2-10 HBW we are showing our buyers that we are confident in the quality of our homes and that we will proudly back our homes with an express warranty that is secured by a third-party insurer.  This sets us apart from the two-thirds of new homes that only have the builder’s implied warranty obligation which is indefinite and subject to interpretation.  At Westcott Homes, our commitment to quality and to you is clear, defined in writing and backed by a third-party warranty insurer.

Please feel free to contact us for more information about our warranty program.

1st Time Home Buyer Highlights

Friday, June 4th, 2010

Buying a home for the first time or any time for that matter can be one of the most exciting yet most difficult decisions in a person’s lifetime.  At Westcott Homes, our hope is that you can come into the buying process with little anxiety and lots of excitement.  We would like to share with you our 1st Time Home Buyer Highlights to give you an idea of what to expect when you are buying your first home.

Can I Really Buy A Home?

Mortgage rates are at an all time low so now, really is the time to make your dream of purchasing a new home a reality.  No one can truly predict when the market will hit bottom but, experts are saying that now is the time to get serious about purchasing a home before home prices and mortgage rates rise.  Learn More about Why Now is the Right Time to Buy.

With that said, it’s important for you to find out how much house you can afford before you write an offer.  Our Preferred Lenders at Rainier Mortgage can help you determine how much house you can buy and how much you can expect to pay per month.  Learn more about Why Buyers Are Using Our Preferred Lender.

Buyer Representation

Now that you’ve determined how much house you can afford, you can begin the exciting process of choosing your dream home.  Using a real estate agent is a very good idea; if you do not already have representation, we encourage you to enlist the help of one of our on-site agents who can assist you throughout the entire process.

What Can I Expect?

Once you’ve signed the Purchase and Sale Agreement on your new home, there are a few things to anticipate along the way.

  • If you haven’t already, now is the time to make sure that you go through the loan application process (see above).
  • A check for your earnest money and a deposit for your upgrades will be due at the time of mutual agreement.  Earnest Money by definition is a deposit towards the purchase of real estate made by a buyer to demonstrate that they are serious about wanting to complete the purchase.
  • In the following weeks, you should receive a preliminary title report in the mail along with a copy of your community’s Declaration of Covenants, Conditions, and Restrictions.  If you would like a copy of your community’s CC&Rs sooner you may enlist in the help of your agent.
  • Upon Mutual Agreement you will receive an email from Westcott Homes which will help to further clarify the sales and construction processes.  In order to simplify the process and answer questions we have compiled a number of tools on our website that will help you along the way.

What Else Should I Know?

  • During the construction process our buyers are always curious about progress of their home.  Now you can check our live feed from Twitter to know what’s going on with your home.
  • You will have two opportunities to walk through your home before closing.  We will call you a few weeks before closing to schedule your final walk-thru. Primary and Final Walk-Thru
  • Some buyers like to have their home inspected by an independent inspector at their own cost.  Although this isn’t necessary as Westcott Homes goes through 21 separate inspections by the local municipalities, you are welcome to have one performed at your cost.  We will then review the inspector’s report and will address any items at your walk-thru appointments.  Learn more about our Quality Inspections

Always Here

At Westcott Homes we are dedicated to making sure the sales and construction process of your new home are as pleasant as the many memories that you will make once you move into your dream home.  Our attention to detail and to our customer’s needs is what sets us apart, please feel free to contact us with any questions and we promise to get back to you within 1 business day.

Home Buyer Responsibilities

Thursday, May 13th, 2010

To ensure a smooth transaction of your new home, you will need to initiate, follow-up & manage numerous meetings & tasks throughout the entire process. Here’s a summary of what some of those things will be:

Point of Purchase

  • At this time, you have selected the home & homesite that best fits your needs, completed your purchase & sale and have or are in the process of securing your financing. You should have also set-up an appointment to select your options.

Prior-To & During Construction Process

  • Options & Color Selections (if available)

Selections to customize your home will be finalized & you will be responsible to pay for these at this time (save by using our Preferred Lender).  It is your responsibility to make timely decisions and payments as option availability is extremely time sensitive. A delay in receiving the deposit could jeopardize one or more of your selections.

  • Loan Processing

Verify that all paperwork is complete & your loan is being processed. Also communicate your closing date & expectations to the loan officer as soon as possible.

  • Walk-Through’s

You will have two scheduled walk-through’s with a Westcott Homes Representative. The Community Sales Manager will contact your agent to schedule your walk-through appointments. It is your responsibility to attend these walk-through’s & come prepared by reading through the documentation that you have been given.

Close of Escrow

  • We are now at the final steps of the purchase process & you will be responsible for submitting any additional closing documents, signing the escrow documents prior to the closing date & submitting your final funds. When Westcott Homes has received confirmation from Escrow that the above items have been completed and the loan has funded and recorded, we will release the keys to your new home! You can now start moving.

Warranty Period

  • You are now living in your new home & the warranty period has begun. Similar to a car needing oil changes & tune-ups, a home will need maintenance as well. There are certain items that the warranty will cover which are detailed in your homeowner maintenance manual. It is your responsibility to read this manual and understand the warranty, monitor your warranty expiration dates and submit service requests when needed.

The Construction Process

Thursday, May 13th, 2010

At Westcott Homes, we are totally committed to quality. Our company, our systems and procedures are all organized around the principles of participating with our customers in achieving our mutual objectives. From the time you purchase your home, through the construction process, to the close of escrow and beyond to the expiration of the various limited warranties, our personnel are here to use their best efforts to assure our relationship is of the highest quality possible.

At Westcott Homes we continually strive to build a zero-defect home. Because we are dealing with a handmade product, we know perfection is not possible. Nonetheless, all of our processes and procedures are focused on continuous improvement toward that zero-defect goal. Westcott Homes is about more than just building a quality home; it’s building a quality relationship with you, our customer. We trust that your satisfaction will ensure your return to us for your future housing needs, and we hope that we have earned your recommendation as your builder of choice to your family, friends and others.

QUALITY INSPECTIONS

With respect to construction quality, your home is going through a series of strict building code inspections to assure you of a fine, quality constructed home. Your home has been built to industry standards from the footings to the finished product. Here are just a few of the dozens of inspections your home will go through:

Preliminary Survey (pre-construction)

The Plot Plan is created to position your home on your homesite and demonstrated to municipal officials that the home’s configuration conforms to all requirements.

Foundation Inspection – The foundation inspection ensures the proper placement of the steel support posts as well as the support straps.

Plumbing Inspection – All piping and drainage are inspected.

Electrical Inspection – This inspection will verify that all electrical elements are in place and functioning properly.

Framing Inspection – Inspects the actual structure of the home to ensure the compliance to strict building codes & specifications.

Sheetrock/Nail Inspection – Verifies the proper installation of the interior walls (sheetrock) and nail placements.

Certificate of Occupancy – It’s official – after passing the various inspections throughout the construction process, your home is now complete and ready for move-in!

Construction Timeline

Thursday, May 13th, 2010

As your home is being constructed, we know that you’ll have plenty of questions about the construction process. The following weekly summary of the construction process should help you to understand what’s being done when, and what comes next. In this way, you’ll be able to enjoy watching your home take shape with a better understanding of the process.

Week 1 Excavation                               Week 11 Electrical & HVAC Trim, Cabinets
& Hard Surfaces
Week 2
Foundation                              Week 12 Painting & Millwork

Week 3 Backfill & Utilities                  Week 13 Plumbing Trim, Mirrors & Shelving

Week 4-6 Framing                                     Week 14 Carpet & Appliance Install

Week 7 Siding & Exterior Paint        Week 15 Punch & Cleaning

Week 8 Plumbing , Electrical &        Week 16 Final Inspection
HVAC Rough-In
Week 9
Insulation                                 Week 17 Initial Walk-Thru & Orientation

Week 10 Sheetrock                                  Week 18 Final Walk-Thru & Closing

Each step is dependent upon the completion of the preceding steps. Weather and other conditions may cause delays. However, Westcott Homes construction procedures are designed to complete your home in an efficient, controlled manner. Construction will not take place each day, as there must be time built in for inspections, orientations, weather, coordination with other homes, etc.

While we understand that you may want to visit the site to view the process while your home is being built, we must require that you be escorted by the site sales representative during any visit. Insurance regulations are very restrictive on any construction site, and your safety is our greatest concern. Be careful. To avoid confusion and misunderstandings, nearly all information on your home (schedules, specifications, etc.) is coordinated through the office, and your prime contact is the Westcott Homes Site Agent.  See our Safety First! posting for more information.

You can also find information about the Construction Timeline of your home by checking our Construction Updates; where we update our buyers weekly on the construction of their home.

Quality Control – Primary and Final Walk-Thru

Thursday, May 13th, 2010

Westcott Homes knows how important it is for our buyers to be involved in the construction process of their new home.  We have several ways for buyers to stay up-to-date during their construction process including our Construction Updates, our Blog, and our Quality Control and Walk-Thru Processes described below.

QUALITY CHECK

At the completion of your home, our Warranty & Production departments’ partner to perform a quality control check to make sure that the home is complete to our reasonable satisfaction, noting any items that need attention prior to your primary walk.

PRIMARY WALK

We will also go through the home at this time to familiarize you with the operation of your home’s key systems and to explain the location of, maintenance of and emergency procedures relating to these systems. More specifically, the purposes are:

  • to familiarize you with the features of your home and to demonstrate the operation of its various systems such as:

heating                                                            windows
electrical systems                                      doors
plumbing                                                        appliances

  • to point out critical maintenance items and tips for your own maintenance program
  • to review and coordinate utility switch-over procedures
  • to provide all manufacturers warranties for installed appliances
  • to review our warranty service program
  • to verify that the completed home meets your expectations and Westcott Homes’ demanding quality standard

During the initial walk-thru, you may discover some items requiring additional work or some level of repair. These items, if they arise, should be discussed with the Westcott Homes representative at that time, and arrangements will be made to correct the items prior to close of escrow. Any items requiring attention will be agreed to in writing on the Homeowner Walk-Thru form so that we will have a clear understanding of the work to be done.

TIME REQUIREMENT & SCHEDULING

We expect that it will take approximately 1-1/2 hours for your walk-thru & orientation. A Westcott Homes representative will contact you to schedule a meeting when your home is nearing completion. We will try to schedule a convenient time, but some flexibility on your part will be necessary.  Walk-thru appointments are limited to regular business hours Monday through Friday.

FINAL WALK-THRU

The final walk-thru will typically occur the day of or the day before closing (30 minutes).  At this time, you will be checking to ensure that any items from your initial walk-thru have been completed.

This is also a good time for questions.  You may want to write down any questions you have in advance and bring them to the orientation so that we can be sure to answer them all. It is also a good idea to re-read the warranty information in this manual prior to this meeting so that any and all areas needing clarification can be further discussed.

Construction Updates Now on Twitter!

Monday, May 10th, 2010

Did you know that you can now get updates on the home of your dreams from Twitter? You can!

Every home in production now gets weekly updates to our Westcott Homes Construction Feed.  You can find us on Twitter at @westcottupdates or on our website here.

Westcott Homes on Twitter!


If you do decide to drop by site, we hope you tweet about it too and remember to follow our safety rules!

Safety First!

Wednesday, May 5th, 2010

Here at Westcott Homes, we are committed to providing a safe and healthy work environment for all of our employees, contractors and customers. Safety is a huge concern for us throughout our operations and that is why we must stress that while we are building, we do not permit unauthorized access to the construction areas. This of-course includes all houses that have not closed and are still within the construction process.

Rules and Regulations

In order to do our part, we must strictly follow the rules and regulations set forth by the Occupational Safety and Health Administration (OSHA) and by Labor & Industries (L&I). Westcott Homes has all the responsibility and liability for maintaining a safe construction zone and for everyone’s benefit we must insist that you only visit your home at a time when a Westcott Homes Site Agent or Superintendant can accompany you.

If you would like to visit your home during the construction process, we ask that you make arrangements ahead of time with a Westcott Homes Representative. Also, it is important to remember that you must observe all safety policies; including wearing a hard hat and closed toe shoes.

Stay Involved in the Construction Process

Our buyers can gain access to information about the construction process of their home here, or by visiting http://twitter.com/WestcottUpdates where we update each home’s status throughout the construction process. Check in once per week and receive your automated update from construction.

Questions?

Safety is always a top priority for Westcott Homes, our vendors and our homebuyers. If you have any questions during your home buying process or you would like to schedule a site visit please feel free to contact us.